Does anyone know how a layman figures out a bank debt-to-asset ratio? I know a lot of the financial docs will be online but I would think a good risk management team might be moving things around a bit and those reports are issued only quarterly, I believe. How you keep on top of that I have no clue. We're moving our money around so I did look at the board of directors line-ups. Some were laughably pathetic. Also, I figured out a bit about what's called the Pillar C documents.
I don't think a layman can. I think in order to figure that out you have to have investor level access to multiple institutes. Investor level access is considerably different than depositor level access.
Investopedia has a pretty good summary of how it's done and there's no way a layman could do it. How on earth does one value 'intangible assets'? The CEO has a mean backhand? pfft.....
Does anyone know how a layman figures out a bank debt-to-asset ratio? I know a lot of the financial docs will be online but I would think a good risk management team might be moving things around a bit and those reports are issued only quarterly, I believe. How you keep on top of that I have no clue. We're moving our money around so I did look at the board of directors line-ups. Some were laughably pathetic. Also, I figured out a bit about what's called the Pillar C documents.
I don't think a layman can. I think in order to figure that out you have to have investor level access to multiple institutes. Investor level access is considerably different than depositor level access.
Investopedia has a pretty good summary of how it's done and there's no way a layman could do it. How on earth does one value 'intangible assets'? The CEO has a mean backhand? pfft.....